POSB Smiley Child Development Account

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No thanks to USA’s Quantitative Easing (QE) policies, and a few countries who joined in subsequently, the interest rates are in their all-time low.  The money you put into the bank to save could not keep up with the rising inflation rate.

But thanks to POSB, which is launching *Child Development Accounts (CDAs) with an interest of 2% p.a. for the entire duration.  It is, thus far, the highest interest rate on CDAs offered. This interest rate will be available to all new CDAs opened with POSB, including CDAs that parents choose to switch from other banks. You simply have to apply or switch to “POSB Smiley CDA” at the Ministry of Social and Family Development (MSF) Baby Bonus Portal at:
www.babybonus.msf.gov.sg/parent

*Child Development Account (CDA) is a special savings account for your newborn with dollar-for-dollar matching from the government.


Photo Source: www.posb.com.sg/cda

If you are delivering your babies at KK Women’s and Children’s Hospital or Thomson Medical Centre, you will be glad to know that POSB will be setting up designated booths to assist you with your CDA applications from Monday, 13 July onwards.

Here are some of the privileges your family will enjoy when you open a CDA with POSB:

  • 2% p.a. interest for the entire duration
  • S$10 rebate into DBS PayLah! for online purchases on Qoo10 (till Sep’15)
  • POSB Baby Bonus NETS Card which you could use at various online, retail and dining merchants partners like Mothercare, My Gym, VitaKids to enjoy discounts and privileges. You could also use the card to pay for childcare and medical expenses at Approved Institutions (AIs) registered with MSF.

POSB Baby Bonus NETS Card

Then, there are these additional freebies and benefits you will enjoy too:


Smiley Play Tent 

Smiley Gold Bar (Photo Credit: POSB)

ALL babies born in 2015 will receive a limited edition “POSB Smiley Gift Bag” from the bank as one of the ways to celebrate SG50.


Photo Credit: POSB

For more information on POSB Smiley CDA, please visit: www.posb.com.sg/cda


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